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© 2017 Opportunity International Hong KongAll rights reserved. Opportunity International Hong Kong is a member of the Opportunity International global network. Tax-Exempt Charity Ref. No.: 91/07990.

What We Do Micro and SME Loans

According to the IFC’s working definitions, a microenterprise qualify with two of the three indicators: less than 10 employees; less than $100,000 in assets, and less than $100,000 in annual sales.  Small enterprises employ less than 50 employees, and own less than $3million in assets, and less than $3million in annual sales.

In many of the countries we operate, Opportunity provides micro credit: small, collateral-free loans to the entrepreneurial poor for self-employment less than $10,000. Microcredit loans are crucial in breaking the cycle of poverty for those entrepreneurs who lack the collateral or relationships to obtain a loan from other financial institutions.
 
In China, Many of Opportunity International China’s clients go through a series of loans as their businesses grow, with the largest loans above $10,000 but no greater than $50,000. This enables clients to not only start their businesses, but grow them effectively, allowing clients to employ others in their family or community.

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